Keywords: Effective annual percentage rate.svg en Loan payment schedule of a 1-year fixed-size payment loan with 5 monthly interest Shows the accumulation of the interest the payments and how much of the total cost consists of interest The effective annual percentage rate is calculated In the body doesn't it say that the APR is 80 which means that the effective interest amount would be more than 39 dollars it would be about 80 dollars own Petteri Aimonen 2009-10-12 translation possible Economic bar charts Debt |